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All timeshare resorts need to have in order to send you to a debt collector and affect your credit rating is the info on your driver's license.
Learn how to protect your CC score from those manipulative debt recovery collectors.
There are companies whose job it is to collect people's data into a database.
Debt collection companies use this to track people down and contact them, requesting payments.
Do not underestimate the collection agency's ability to find you.
Their resources are almost unlimited to track down a delinquent debtor.
If your interest is to settle, It is best to contact the timeshare resort that sent you to collections in the first place and negotiate a settlement.
Usually, the customer service from the timeshare resort will try to get you to pay the contract in full and keep the contract so they can keep billing you to pay a long-lasting, ever-increasing maintenance fee.
Timeshare resorts know that they have the upper hand when it comes to credit ratings and can affect you easily.
Unfortunately, you are guilty until proven innocent, and it can take a long time to reinstate your credit rating if affected.
If a collection agency gets a hold of your account, they will include special fees, interest and other expenses that are usually way more than the original debt and can report you as past-due.
This report usually takes 30 days to appear on your credit report.
It usually takes 7 years to wipe off a debt that was not paid on the Credit Report, so make sure you cancel your timeshare contract in the appropriate manner.
The most common Collection agencies used by timeshare resorts are:
Mayan Palace:
Summit Opportunities, LLC, Houston, TX Compañía de Renta o Re-venta: Resort Rentals, Continental Connections, Global Marketing Systems, Alliance Integrated Marketing Systems (AIMS), My Vacation Brokers, Imperial Property Management, Destinations International, Embassy Vacation Pro.
Pueblo Bonito, Royal Holiday, NH Krystal, Hacienda del Mar:
Concord Servicing Corporation, Phoenix & Scottsdale, AZ, Blackwell Recovery Scottsdale, AZ, Blackwell collection agency.
El Cid:
Resort Communications, Inc. (RECO), San Diego, CA; Textron Financial Corporation
Royal Elite:
Monterrey Financial
Raintree :
Aspen National Collections, Brookville, FL & Grand Junction, CO
If you feel you have been misrepresented into buying a fraudulent timeshare contract, contact us at Mexican Timeshare Solutions (MTS) for a free consultation on how you can get rid of your timeshare.
MTS does not charge any upfront fees. MTS is a results-based organization that works hard to protect and fight for consumer rights.
MTS does not have any relationship with timeshare developers and has an excellent success rate in canceling timeshare contracts and recovering timeshare owners’ money.
Our experts work on a 100% contingency basis, meaning if our Associates cannot cancel your timeshare contract successfully, you do not pay us a penny.
To receive more information about timeshare debt and how to cancel your timeshare, send a WhatsApp to +52 333 239 6589, fill out the contact form, or call us at +1 714 277 3662
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It’s been 2 months since we gave a down payment so if I call PROFECO they will help me??? I want to get this done but the company wants 30% for cancelation and some compAny ask us to pay $2,600 to help us !!!!
Timeshares are a scam. I bought one 10 years ago and have regretted it ever since. It is nearly impossible to trade it for someplace you want to go, when you want to go. When you throw in the maintenance fees and the mandatory membership fees for Interval International or similar, the cost is higher than a hotel. Perhaps when the hotel costs were the largest expense for a vaction a timeshare made sense. Now that air travel is the largest expense and booking packages on line give you the best deals, timeshares are useless.
I've owned a timeshare for about 15 years and have never used it. Can't tell you how sick I get when I have to write that maintenance check or an extra check for some other issues that have come up with the timeshare. My husband has talked to several companies over the years that claim they will sell your timeshare (for a lot of money), but they all want money up front. I say, if you're a realtor looking to sell my timeshare, why do I have to pay you? You should get your commission at closing. I'd lover to find a realtor that doesn't charge you up front to put your timeshare on the market.
Purchased a timeshare and could not afford it then and can not afford it now. Timeshare payment was first thing to go after experiencing some difficult life situations. How can I get out of the timeshare. What will happen if I just stop paying for it altogether. Thanks
i was worried about it, thanks for the information i love your blog!
It’s probably too late now, but my husband and I purchased a timeshare at the Hacienda Encantada in 2004. We’ve never been to the resort because its been under construction. The more and more I think about it the more I don’t want anything to do with it. They took my husband and I to the place of construction for breakfast and gave us both several drinks and the more we talked with the salesperson the better the idea sounded. We were both only 19 at the time and I feel we were taken advantage of. Is there anything we can do about it now?!?
pueden y lo hacen... lo mas triste es que termina siendo una lucha de dos contra uno!!
What the only thing you need to know about timeshare: Get far away from that business!
No se dejen envolver por las estrategias de ventas usadas por los vendedores, estan diseñadas para engañar!!
I need some help, I would like to know how can I stop paying my timeshare without ruin my credit score!
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